Welcome to Coastal Wealth Management’s NEW webinar library. We are excited to share with you our recorded videos on various financial planning topics. If you were unable to make it to one of our live Webinars or simply want a review of the information you’ve heard at a past event, you can now watch our videos at your leisure, anytime, anywhere. Remember to also check out our live events calendar and sign up for whatever interests you. We add new webinars often.

If you have any questions regarding our recorded webinars, please reach out to us at wealthmanagement@coastal24.com or (919) 882-6655.

Who is Coastal Wealth Management?

At Coastal Credit Union, we consider Retirement Planning to be a core service for our members and we are are committed to helping all members plan for a secure retirement. So, we developed a Retirement program, available through our broker dealer, CUSO Financial Services (CFS). The program gives you access to our CFS financial advisors who will help you with this important, and sometimes stressful activity.

Call us or complete our contact form to learn more about how you can participate in our program.

Connect with an Advisor

Or call us at 919-882-6655

Recorded Webinars

3 Retirement Savings Tips Before Year End

Join us as we review a year end tip to consider on ROTH IRAs, 401(k)s and HSAs. We also offer a bonus tip! Here is a sneak preview into each tip.

TIP 1: Consider a Roth IRA. What’s the biggest impact you can make towards retirement? Having a Roth IRA and Roth 401(k). Why? It’s all about the taxes.

TIP 2: Increase Your 401(k) Retirement Plan by 1%. Many of us contribute a percentage of our pay to our workplace retirement plans, like a 401(k). When was the last time you increased your contribution?

TIP 3: Max Out Your Health Savings Account. If your medical insurance plan is classified as a High Deductible Health Plan, you have the option to contribute to a Health Savings Account (HSA). There is a triple tax advantage with HSAs.

Event date: November 9, 2021

Are You Retirement Ready? Know Your Retirement Numbers

Are all of your retirement resources organized and in a financial plan? In this webinar, Drew Snider, CFP® and Director, Financial Planning, at Coastal Credit Union, is going to show you the step-by-step process we use at Coastal Wealth Management (through CFS*), to help members retire on their terms with confidence.

We will cover, using an interactive retirement budget worksheet, how to:
1. Build your financial plan
2. Create a retirement budget
3. Establish an income strategy

Event date: November 9, 2021

The ABCD's of Medicare

Each year, Medicare plan costs and coverage typically change. The Open Enrollment Period — which begins on October 15th and runs through December 7th. In this webinar, we review plan options and important dates in detail. Determining what coverage you have now and comparing it to other Medicare plans can be confusing and complicated. So, we break Medicare down into an easy-to-understand conversation.

Our guest speaker for this webinar is Liz Gallops from Allegacy Federal Credit Union. She is joined by CFS* financial advisor, Catherine Bryant, Tiffany Dubose, Financial Well-Being Associate and Ewelina Caplap, Wealth Management Operations Manager. They are all part of the Coastal Wealth Management team, available through CFS*.

Event date: September 15, 2021

Take the Stress Out of Investment Shopping

This recording will to be available shortly.

So Many Investment Options: What’s Right For You? Should you invest in stocks, bonds, cryptocurrency or something else? It can quickly get overwhelming. But the good news is, as a member benefit, you’re entitled to a free and personalized financial review. Your Coastal Wealth Management Team, through CFS*, can help you take the stress out of investment shopping.

Our presenters are CFS* financial advisor, Wayne Johnson, Drew Snider, CERTIFIED FINANCIAL PLANNER (TM) professional, CFS* financial advisor and Director, Financial Planning, at Coastal Credit Union, Tiffany Dubose, Financial Well-Being Associate and Ewelina Caplap, Wealth Management Operations Manager. They are all part of the Coastal Wealth Management team, available through CFS*.

Event date: September 15, 2021

What's the Buzz with Socially Responsible Investing?

Sustainable, responsible, and impact (SRI) investments now account for nearly one-third of all professionally managed U.S. assets.1

Investing with an eye toward promoting social, political, or environmental concerns (or at least not supporting activities you feel are harmful) doesn’t mean you have to forgo pursuing a return on your money. Socially responsible investing may allow you to further both your own economic interests and a greater good, in whatever way you define that term.

1. US SIF Foundation, 2020

Event date: July 23, 2021

How to Get Started with Investing

Stocks? Bonds? Cryptocurrency? How do I even get started? In our session, we talk about how to step foot into the world of investing! Join our team as we discuss the various options you have at your disposal when it comes to investing.

Our presenters are CFS* financial advisor, David Burk, Drew Snider, CERTIFIED FINANCIAL PLANNER (TM) professional, CFS* financial advisor and Director, Financial Planning, at Coastal Credit Union, Tiffany Dubose, Financial Well-Being Associate and Ewelina Caplap, Wealth Management Operations Manager. They are all part of the Coastal Wealth Management team, available through CFS*.

Event date: June 25, 2021

Protect Retirement Savings with Long-Term Care Insurance

Learn how long-term care insurance can help protect you and your family from an income gap in retirement! Team Coastal is here to help you safeguard your retirement savings against health care risks. The biggest threat to your retirement is the cost of an unfunded long-term or chronic care event that is not covered by your health insurance, Medicare or Medicare Supplement.

Our presenters are CFS* financial advisor, Jonah Kaufman, Drew Snider, CERTIFIED FINANCIAL PLANNER (TM) professional, CFS* financial advisor and Director, Financial Planning, at Coastal Credit Union, Tiffany Dubose, Financial Well-Being Associate and Ewelina Caplap, Wealth Management Operations Manager. They are all part of the Coastal Wealth Management team, available through CFS*. They are joined by guest speaker, Mike Mazzoni, CLU^®, LUTCF, CLTC, from OneAmerica, who specializes in long-term care insurance.

Event date: May 12, 2021

Comparing Retirement Income Strategies

For more than 25 years, the most common guideline has been the “4% rule,” which suggests that a withdrawal equal to 4% of the initial portfolio value, with annual increases for inflation, is sustainable over a 30-year retirement. The 4% rule has stimulated a great deal of discussion over the years, with some experts saying 4% is too low and others saying it’s too high.

Our presenters are CFS* financial advisor, Catherine Bryant, Drew Snider, CERTIFIED FINANCIAL PLANNER (TM) professional, CFS* financial advisor and Director, Financial Planning, at Coastal Credit Union, Tiffany Dubose, Financial Well-Being Associate and Ewelina Caplap, Wealth Management Operations Manager. They are all part of the Coastal Wealth Management team, available through CFS*.

Event date: April 16, 2021

4 Tips to Regain Your Retirement Savings Focus in 2021

With 2020 now long behind us, it’s time to get back to your goal: retiring on your terms when you want to! In this discussion, we’ll review 4 tips to get your retirement savings on track.

Our presenters are CFS* financial advisor, Greg Bass, Drew Snider, CERTIFIED FINANCIAL PLANNER (TM) professional, CFS* financial advisor and Director, Financial Planning, at Coastal Credit Union, Tiffany Dubose, Financial Well-Being Associate and Ewelina Caplap, Wealth Management Operations Manager. They are all part of the Coastal Wealth Management team, available through CFS*.

Event date: March 5, 2021

Beyond Stimulus Checks- How to Plan Your Retirement

You can’t read the news lately without hearing about the latest stimulus checks to get us through the COVID-19 Pandemic. In this roundtable discussion, we review who could get them and how they can help you achieve your financial goals. We will dive into:

Stimulus Checks and Your Retirement Goals
Spend, Save, or Pay Down Debt?
Ideas for Retirement
SECURE ACT Changes for Retirement

Event date: February 9, 2021

Roth Conversions - Accelerating Your IRA

What’s all the buzz about Roth Conversions?

When you retire and start taking income from the nest egg, you’ll want as much of that money to be tax free, right? Well, the best way to create a tax-free bucket is through the Roth IRA. Unfortunately, many Americans are looking at their retirement plan and realize they don’t have much in their Roth Bucket. In this roundtable discussion, we discuss the Roth IRA basics like who can contribute to Roth IRA and how much. We then talk about how to convert some of your Traditional IRA to a Roth. Lastly, you’ll learn who is a good candidate for a Roth Conversion.

Our presenters are CFS* financial advisor, Rick Lowe, Drew Snider, CERTIFIED FINANCIAL PLANNER (TM) professional, CFS* financial advisor and Director, Financial Planning, at Coastal Credit Union, Tiffany Dubose, Financial Well-Being Associate and Ewelina Caplap, Wealth Management Operations Manager. They are all part of the Coastal Wealth Management team, available through CFS*.

Event date: December 11, 2020

Five Investment Tips to Tackle by Year-End

Market turbulence in 2020 may have wreaked havoc on your investment goals for the year. It probably also highlighted the importance of periodically reviewing your investment portfolio to determine whether adjustments are needed to keep it on track.

Now is a good time to take on these five year-end investment tips plus a bonus tip!

Event date: October 30, 2020

College Funding: Investing in Your Children's Future

CERTIFIED FINANCIAL PLANNER™ professional, Drew Snider, Director, Financial Planning, at Coastal Credit Union, discusses various college planning strategies available. Topics include current and future college costs, how to establish a college savings program, tax-advantaged vehicles such as 529 plans, Coverdell ESAs, and Roth IRAs and more.

Event date: September 17, 2020

Planning for Long-Term Care: Protecting Your Life Savings

One of the largest expenses you may face in retirement is the rising cost of health care. Get a better understanding of how health can affect your wealth in retirement. This timely webinar can help you estimate how much you might need for health-related costs and how to develop a plan to help pay for them.

Our presenters are CFS* financial advisors, Jonah Kaufman and Mike Healy, with our Coastal Wealth Management team. They will be joined by Drew Snider, CERTIFIED FINANCIAL PLANNER (TM) professional, CFS* financial advisor through CUSO Financial Services, L.P. and Director, Financial Planning, at Coastal Credit Union.

Event date: October 20, 2020

An Introduction to Annuities: Funding Your Future

Looking for income for life? Will your savings last as long as you do? Will you have the money you need to enjoy a comfortable retirement? Find out how an annuity could help you accumulate retirement funds, manage taxes, fight the effects of inflation, and generate an income you can’t outlive.

Event date: October 27, 2020

Taking Control: Financial Strategies for Women - Part 1

Join Tiffany Dubose, Financial Well-Being Associate, Ewelina Caplap, Wealth Management Operations Manager, and CFS* financial advisor, Catherine Bryant, as they discuss the competing life events women generally face including developing careers, starting businesses, running households, raising children, and helping aging parents. Topics of conversation range from investment fundamentals to retirement strategies, maximizing Social Security benefits, and preparing for the unexpected, including divorce and widowhood. Our presentation offers sound, practical strategies that you can use immediately to help pursue a more comfortable financial future.

Event date: September 3, 2020

Taking Control: Financial Strategies for Women - Part 2

Event date: September 3, 2020

Building Confidence in Times of Crisis

Join our webinar to hear our guest presenter Dan Rush from Lincoln Financial Group take a closer look at some of the most significant health and financial events in recent memory which show that while the immediate declines looked — and felt— catastrophic, recovery was not far off. The past has the power to make us better. While short-term uncertainty will continue as market, economic and other global impacts of COVID-19 unfold, don’t lose sight of this fact: History shows it’s possible to bounce back from crisis moments like this one. Long-term impacts are unknown, but history reminds us that we’ll respond — and recover. Dan was joined by CFS* financial advisors Catherine Bryant and Rick Lowe of the Coastal Wealth Management team (through CFS*).

Event date: September 10, 2020

A Will is Not the Only Way - A Guide to Different Types of Trusts

Tamara Kidd, JD, Senior Trust Officer and Sheldon R. Reynolds, CFA®, Vice President, Trust and Investments, from Members Trust Company, review the various estate planning tools that are available to meet your financial planning needs and protect your family.

Event date: October 8, 2020

Helping You Navigate Uncertainty

Join Tiffany Dubose, Financial Well-being Associate, Ewelina Caplap, Wealth Management Operations Manager, and CERTIFIED FINANCIAL PLANNER™ professional, Drew Snider as they talk about helping you weather the storm. Connect with a CFS* Financial Advisor to receive a complimentary and personalized financial review. Together, we will create an actionable plan to reach your goals.

Event date: August 7, 2020

Making the Most of Social Security: Retirement Income Strategies

CFS* financial advisors, Jonah Kaufman and Mike Healy, detail ways to potentially maximize the lifetime Social Security benefits you will receive. One of the most important decisions you need to make before you retire is when to claim Social Security benefits. Do you understand the various claiming strategies that could enhance your income?

Event date: August 18, 2020

Managing Your Retirement in a Volatile Market

Drew Snider, Director, Financial Planning, at Coastal Credit Union, discusses market and economic concerns due to COVID-19 and actions you can take with your investments during a volatile market environment.

Event date: April 23, 2020

Investing in Turbulent Markets

Sheldon R. Reynolds, VP Trust and Investments, from Members Trust Company, cover investment planning challenges and opportunities during the COVID-19 market environment.

Event date: April 28, 2020

The Retirement Income Gap - Long-Term Care Insurance

Mike Mazonni, Regional Sales Director, from OneAmerica, detailes how long-term care insurance is a critical aspect of a comprehensive investment and retirement plan.

Event date: June 11, 2020

*Non-deposit investment products and services are offered through CUSO Financial Services, L.P. (“CFS”), a registered broker-dealer (Member FINRA / SIPC) and SEC Registered Investment Advisor. Products offered through CFS: are not NCUA/NCUSIF or otherwise federally insured, are not guarantees or obligations of the credit union, and may involve investment risk including possible loss of principal. Investment Representatives are registered through CFS. Coastal Credit Union has contracted with CFS to make non-deposit investment products and services available to credit union members.

CFS representatives do not provide tax or legal guidance. For such guidance please consult with a qualified professional. Information shown is for general illustration purposes and does not predict or depict the performance of any investment or strategy. Past performance does not guarantee future results.